Also offers start-up funding which works as a similar finance agreement. We realize that start-ups often struggle to find funding from traditional lenders, so they have unique financing options especially for those new to the business world. To be approved, you will need to provide a personal guarantee to support your agreement and you may also need to provide a guarantor for business liabilities. All finance agreements can be settled early without additional penalties. This will all be dependent on the finance agreement and the amount borrowed. A business loan without security provides a flexible source of funding for businesses that lack assets or do not want to secure them against a loan.